Student loan loans try synchronised that have homeownership, but this dating is not secure along side existence course

IV. Quote

In this area we establish the findings. Very first, for the area IV.An i establish some basic correlations between student loan financial obligation and you may homeownership, together with exactly how these types of develop along side existence cycle and you will vary because of the education level. Inside the part IV.B we tell you the results of numerous regressions, attempting to target the brand new endogeneity away from education loan personal debt from the handling for observable functions. Our fundamental identification strategy, having fun with an instrumental adjustable means in addition to therapy/handle classification creating, is actually intricate in the section IV.C. We following expose the outcome inside section IV.D.